Terms of Use
1. Acceptance of Terms
By accessing, browsing, or using this website (the “Website”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, together with any additional policies referenced herein, including the Privacy Policy, Compliance & Disclosures, and AML/KYC Policy. If you do not agree to these Terms, you must immediately discontinue use of the Website.
ACFL Capital S.A. (“ACFL Capital”, “we”, “our”, or “us”) reserves the right to modify or update these Terms at any time without prior notice. Continued use of the Website following any changes constitutes acceptance of the revised Terms.
2. Purpose of the Website
This Website is provided solely for general informational purposes. It is intended to describe ACFL Capital’s business activities, operating framework, and engagement approach. The Website does not constitute an offer, solicitation, recommendation, or invitation to engage in any financial, investment, trading, or advisory activity.
Nothing on this Website shall be interpreted as financial, legal, tax, or investment advice.
3. No Offer, Solicitation, or Advice
The information contained on this Website does not constitute, and should not be construed as:
- An offer to sell or a solicitation to buy any securities, financial instruments, or commodities
- An offer of regulated banking, investment, or advisory services
- A commitment to provide financing or enter into any transaction
Any engagement with ACFL Capital is subject to separate written agreements, due diligence, compliance review, and formal approvals.
4. No Reliance
Users should not rely on any information contained on this Website as the basis for making financial, investment, legal, or commercial decisions. While ACFL Capital endeavors to ensure that information is accurate and up to date, no representation or warranty is made regarding completeness, accuracy, or reliability.
Any reliance placed on Website content is strictly at the user’s own risk.
5. Eligibility & Intended Audience
This Website is intended solely for professional, corporate, or institutional users. It is not directed to retail investors, consumers, or members of the general public. Users accessing this Website represent and warrant that they are acting in a professional or business capacity.
If you are accessing this Website from a jurisdiction where its content would be unlawful or restricted, you are responsible for complying with local laws and regulations.
6. Intellectual Property Rights
All content on this Website, including text, graphics, logos, trademarks, trade names, layout, and design, is the property of ACFL Capital or its licensors and is protected by intellectual property laws.
No content may be copied, reproduced, modified, distributed, transmitted, or used for commercial purposes without prior written consent from ACFL Capital.
7. Website Use & Prohibited Conduct
Users agree not to:
- Use the Website for any unlawful or unauthorized purpose
- Attempt to gain unauthorized access to systems or data
- Introduce malware, viruses, or harmful code
- Misrepresent identity or affiliation
- Use the Website in a manner that could damage, disable, or impair its operation
ACFL Capital reserves the right to restrict or terminate access to the Website at its sole discretion.
8. Third-Party Links
The Website may contain links to third-party websites or resources. These links are provided for convenience only. ACFL Capital does not control, endorse, or assume responsibility for the content, security, or practices of any third-party websites.
Accessing third-party sites is at the user’s own risk.
9. Limitation of Liability
To the fullest extent permitted by law, ACFL Capital disclaims all liability for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to the use of, or inability to use, this Website.
This includes, without limitation, loss of profits, business interruption, data loss, or reputational damage.
10. No Warranties
This Website is provided “as is” and “as available” without warranties of any kind, whether express or implied. ACFL Capital disclaims all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.
11. Confidentiality
Any information submitted through the Website does not create a confidential, fiduciary, or advisory relationship unless expressly agreed in writing. Users should not submit sensitive or confidential information unless requested through a formal onboarding process.
12. Indemnification
You agree to indemnify and hold harmless ACFL Capital, its directors, officers, employees, and partners from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.
13. Governing Law & Jurisdiction
These Terms of Use are governed by and construed in accordance with the laws of Switzerland, without regard to conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of the competent courts of Switzerland.
14. Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
15. Contact
For questions regarding these Terms of Use, please contact ACFL Capital through the Contact & Engagement page.